What Is An Ayushman Card?
The Ayushman Card is an integral part of the Pradhan Mantri Jan Arogya Yojana (PMJAY), one of the world’s largest government-funded healthcare schemes. Launched in September 2018, this scheme aims to provide affordable healthcare services to the economically weaker sections of society, covering millions of Indian citizens under its health insurance plan. Beneficiaries of PMJAY can access cashless treatment services of up to ₹5 lakh per year at empanelled hospitals across India. The Ayushman Card, also referred to as the PM-JAY card, acts as proof of eligibility and allows beneficiaries to access the scheme's benefits.India recently launched the Ayushman identification cards to aid the beneficiaries of the Ayushman Bharat Yojana. Known as the Ayushman Card, it aims to create a comprehensive digital health infrastructure. The government scheme offers benefits to Indian citizens by providing access to public hospitals and schemes.
This government health insurance scheme covers most medical expenses, medications, and diagnostic costs, extending the free treatment services up to 5 lakh per year.
Read below this article to learn about the Ayushman card, its benefits, eligibility, application process, and more.
The Ayushman Card ensures that citizens who cannot afford expensive healthcare can still receive quality treatment without the burden of financial constraints. This card covers a wide range of medical expenses, including hospitalisation costs, diagnostic tests, pre-hospitalisation, and post-hospitalisation care.
Feature | Details |
---|---|
Annual Coverage Amount | ₹5 lakh per family per year |
Coverage Scope | Secondary and tertiary hospitalisation |
Cashless Hospitalisation | Available at empanelled hospitals across India |
Pre-Hospitalisation Expenses | Covered for up to 3 days before hospitalisation |
Post-Hospitalisation Expenses | Covered for up to 15 days after hospitalisation |
Medical Expenses | Includes diagnostics, medication, and consultation |
Beneficiaries | SC/ST, EWS, Lower Income Group, rural and urban poor |
Healthcare Specialities | 25 specialities, including cardiology, oncology, etc. |
Hospitalisation Benefits | Available for over 1,400 medical procedures |
Website | https://www.pmjay.gov.in/ |
Helpline Numbers | 1800-111-565 or 14555 |
Email Id | [email protected] |