The company's diverse loan products include group loans (business, family, agriculture, and allied), individual loans (business, livestock, agriculture, and bazar loans, along with home improvement loans), housing loans, vehicle loans, and gold loans. Additionally, it provides micro and small enterprise loans, emergency credit line guarantee scheme, personal loans, and financial institutions group loans.
Ujjivan Small Finance Bank Limited also offers a range of banking services such as mobile, phone, net, SMS, and missed call banking, along with debit and credit cards. Insurance products, including credit life, endowment, term, PAR, POS, ULIP, motor, property, home content, health, and personal accident insurance, are also part of its offerings. The company is involved in retail forex and trade.
As of March 31, 2022, the company had 575 banking outlets and 492 ATMs, including 54 automated cash recyclers (ACR). Established in 2016, Ujjivan Small Finance Bank Limited is headquartered in Bengaluru, India, and operates as a subsidiary of Ujjivan Financial Services Limited.