The company extends money transfer services, various cards, and value-added services such as SIB rewardz, KYC certification of mutual fund investors, SIB e-academia, 3-in-one trading KIT, green pin, SIB feebook, branch banking, FX-retail, NETC FASTag, sovereign gold bonds, credit and debit cards, ATM cum shopping card, mobile and Internet banking, demat, pension system, online trading, SIB collect, PAN service agency, cash management, travel card, direct debit, tax payment and savings investments, and safe deposit locker services. It also distributes capital gain bonds and tax-free bonds.
The bank's NRI banking services include NRE and NRO rupee accounts, foreign currency deposits, and portfolio investment schemes. Business banking services encompass normal and premium accounts, SIB merchant plus, trader smart current accounts, working capital, long-term, non-fund-based, supply chain, and SIB commercial vehicle loans. Other offerings include international finance, mortgage and business loans, and merchant acquiring services.
As of March 31, 2022, the South Indian Bank Limited operates through a network of 935 branches and 1270 ATMs/CRMs. The bank, established in 1929, is headquartered in Thrissur, India.