Apart from traditional banking services, the Karnataka Bank Limited also offers a variety of loans to meet the financial needs of its customers. These loans include housing loans, personal loans, education loans, loan against property, and vehicle loans. The bank also provides financial assistance to micro, small, and medium enterprises, as well as commodity pledge loans, contractor loans, mortgage loans, and loans for woman entrepreneurs. It also offers agriculture finance, which includes financing for short-term agricultural operations, minor irrigation projects, purchase of farm machinery, and various agro-processing units. The bank also provides loans for construction, floriculture, nurseries, tissue culture activities, and other purposes, such as solar energy and consumption.
In addition to banking and lending services, the Karnataka Bank Limited offers insurance products, including life, general, and health insurance. The bank also provides mutual funds and other services, such as locker facilities, online KYC portal, e-filing and hundi services. It also offers money transfer services, online fund remittance, demat and online trading services, and forex and merchant acquiring services. The bank provides convenient banking options, including doorstep banking, digital banking, mobile banking, and internet banking.
Furthermore, the Karnataka Bank Limited offers swift wire and RIA money transfer services, RTGS/IFSC codes, e-mail statements, e-commerce services, IVR facilities, and ATM services. The bank also provides payment services, such as bill payment and recharge services, student fee and loan payment services, positive pay services, fastag services, and locker rental services. The Karnataka Bank Limited was established in 1924 and has its headquarters in Mangalore, India.