Punjab & Sind Bank is a leading financial institution in India that offers a wide range of banking and financial products and services. The bank operates through four distinct segments, namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations.
One of the key offerings of the bank is its deposit products, which include saving accounts, current accounts, recurring deposit accounts, and fixed deposits. Additionally, Punjab & Sind Bank provides various types of loans to cater to the diverse needs of its customers. These loans include home loans, auto loans, skill education loans, commercial vehicle loans, personal loans, doctor loans, mortgage loans, business loans, gold loans, and other types of loans. The bank also offers a special scheme called sukhmoney for senior citizens, as well as SB OD schemes.
Apart from traditional banking products, Punjab & Sind Bank also provides non-fund based products and services. These include letter of credit, LC advising/confirming, bank guarantee, co-acceptance facility, solvency certificate, and credit report products and services. The bank also offers debt restructuring services to assist customers in managing their financial obligations.
In addition to these services, Punjab & Sind Bank provides a range of other facilities to its customers. These include locker facility, government schemes, and life and general insurance. The bank also offers digital banking services, which encompass internet and mobile banking, SMS banking, Aadhaar seeding, point of sale, unified payment interface, real-time gross settlement, NEFT, ATM/debit cards, and online payment options.
Furthermore, Punjab & Sind Bank caters to the needs of its customers with international banking services. These services include NRI schemes, export/import services, forex treasury, and resident facility. The bank also offers specialized products for micro and small enterprises, supporting the growth and development of these businesses.
With a widespread presence, Punjab & Sind Bank operates through 24 zonal offices and a network of 1530 branches across India. The bank has a rich history, being incorporated in 1908, and its headquarters are located in New Delhi, India.
One of the key offerings of the bank is its deposit products, which include saving accounts, current accounts, recurring deposit accounts, and fixed deposits. Additionally, Punjab & Sind Bank provides various types of loans to cater to the diverse needs of its customers. These loans include home loans, auto loans, skill education loans, commercial vehicle loans, personal loans, doctor loans, mortgage loans, business loans, gold loans, and other types of loans. The bank also offers a special scheme called sukhmoney for senior citizens, as well as SB OD schemes.
Apart from traditional banking products, Punjab & Sind Bank also provides non-fund based products and services. These include letter of credit, LC advising/confirming, bank guarantee, co-acceptance facility, solvency certificate, and credit report products and services. The bank also offers debt restructuring services to assist customers in managing their financial obligations.
In addition to these services, Punjab & Sind Bank provides a range of other facilities to its customers. These include locker facility, government schemes, and life and general insurance. The bank also offers digital banking services, which encompass internet and mobile banking, SMS banking, Aadhaar seeding, point of sale, unified payment interface, real-time gross settlement, NEFT, ATM/debit cards, and online payment options.
Furthermore, Punjab & Sind Bank caters to the needs of its customers with international banking services. These services include NRI schemes, export/import services, forex treasury, and resident facility. The bank also offers specialized products for micro and small enterprises, supporting the growth and development of these businesses.
With a widespread presence, Punjab & Sind Bank operates through 24 zonal offices and a network of 1530 branches across India. The bank has a rich history, being incorporated in 1908, and its headquarters are located in New Delhi, India.
