For personal banking, Punjab National Bank provides a variety of products and services such as saving fund accounts, current accounts, fixed deposits, capital gain accounts, and gold monetization schemes. They also offer loans for housing, vehicles, education, personal needs, and mortgages, along with credit cards.
The bank caters to micro, small, and medium enterprises with specialized schemes, and also provides banking products for government customers. Agricultural banking services are available, as well as corporate banking products and services like loans against future lease rentals, working capital financing, and term loans. They also offer EXIM finance and cash management services, including gold card schemes for exporters.
Punjab National Bank extends its services to international customers with a range of international banking products and services. Additionally, the bank provides insurance services covering life, fire, motor, marine, theft/burglary, fidelity guarantee, personal accident, health, travel, and house hold goods. They also offer depository, mutual fund, merchant banking, and application supported by blocked amount services.
To enhance convenience, the bank offers various digital banking services such as mobile banking, SMS banking, missed call services, e-statements, ATM services, cash deposit machines, passbook updating machines, electronic cheque deposit machines, and debit cards.
With a vast network of 10,098 branches across India, Punjab National Bank ensures accessibility for its customers. They also have branches in Hong Kong and Dubai, along with representative offices in Bangladesh and Myanmar. Established in 1895, the bank is headquartered in New Delhi, India.