The services provided by the bank include savings, current, and salary accounts; fixed, recurring, tax saving fixed, senior citizen and fixed deposit products; home, personal, business, payday, gold, education, Commercial Vehicle, car, and crop loans as well as loan against securities and properties. Additionally, the bank offers land-based project, construction equipment / infrastructure, farm equipment, healthcare, trade and supply chain, and working capital finance solutions.
Kotak Mahindra Bank also provides credit and debit cards, investment products, life, term, health, car, and two-wheeler insurance, payment services, trade services, business management and marketing, enterprise resource planning, supply chain and logistics, human resource, business travel, workspace management, taxation and legal, and healthcare/medical equipment services. The bank also offers cash management services such as digital payments, physical collections, digital collections, prepaid cards, and payment gateways.
Furthermore, Kotak Mahindra Bank provides private banking services, net banking, and NRI services. The bank was incorporated in 1985 and is headquartered in Mumbai, India.