In terms of deposit products, the bank provides current, savings, defense, and corporate salary accounts, as well as fixed and FCNR deposits, sweep in/out deposits, senior citizen schemes, young saver deposits, and recurring and RFC deposits. Additionally, they offer Rupee multiplier products to cater to different customer needs.
When it comes to loans, IndusInd Bank offers various options such as home, personal, car, two-wheeler, gold, agricultural, and medical equipment loans. They also provide loans against property and securities, micro-finance loans, MSME loans, business loans, loans to merchants and retailers, personal and professional loans, and loan on credit cards.
The bank also offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, import finance solutions, cash management, and remittance services. They provide investment products like demat accounts, mutual funds, gold bonds, national pension system, and equity trading. Additionally, they offer project finance, supply chain financing, investment advisory, strategic M&A, and other advisory services. IndusInd Bank also provides health, general, life, and card protection insurance.
Furthermore, the bank provides a range of cards such as debit, credit, forex, and commercial cards. They facilitate individual outward remittances, foreign currency bank notes and demand drafts, travelers cheques, and financial inclusion products. IndusInd Bank also offers trade and foreign exchange accounts, real estate developer financing, bullion services, correspondent banking services, and forex and derivative desk services. They provide information and advisory services, as well as remittances through forex channel services.
As of March 31, 2022, IndusInd Bank had a widespread presence with 2,265 branches and 2,767 ATMs in India. They also had 5,876 distribution points and representative offices in London, Dubai, and Abu Dhabi. The bank was incorporated in 1994 and is headquartered in Mumbai, India.