Within its retail banking division, ICICI Bank offers a diverse range of accounts, such as savings, salary, pension, current, and other types of accounts. It also provides customers with options for time deposits, fixed deposits, recurring deposits, and security deposits.
In addition to traditional banking services, ICICI Bank offers a comprehensive suite of loan products. These include home loans, car loans, two-wheeler loans, personal loans, gold loans, and commercial business loans. The bank also extends loans against securities and other types of loans. For businesses, ICICI Bank provides working capital finance, term loans, collateral-free loans, loans without financials, finance for importers and exporters, overdraft facilities, and specialized loans for new entities, card swipes, schools, and colleges.
ICICI Bank is also a prominent player in the credit card market, offering a range of credit, debit, prepaid, travel, and corporate cards to cater to different customer needs.
The bank's offerings extend beyond traditional banking and lending services. ICICI Bank provides a wide range of insurance products, including life insurance and general insurance. It also offers the Pockets wallet, fixed income products, and investment products such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services.
ICICI Bank recognizes the importance of serving the agricultural and rural sectors. It provides specialized services such as agri and rural business banking, farmer finance, tractor loans, and micro banking services. The bank also caters to the needs of agri corporates by offering a range of services.
Furthermore, ICICI Bank provides a comprehensive suite of banking services to cater to the needs of different customer segments. These services include portfolio management, trade finance, foreign exchange services, locker facilities, private banking, NRI banking, and cash management services. The bank also offers family wealth and demat accounts.
ICICI Bank is committed to meeting the diverse financial needs of businesses and institutions. It provides commercial and investment banking services, capital market services, custodial services, project and technology finance, and institutional banking services. The bank also offers convenient and secure digital banking services through its internet, mobile, and phone banking platforms.
The bank's offerings extend to securities investment, broking, trading, and underwriting