Customers can avail themselves of a variety of accounts such as savings, salary, current, rural, public provident fund, pension, and Demat accounts. The bank also provides fixed and recurring deposits, safe deposit lockers, and offshore accounts and deposits. Additionally, customers can benefit from facilities like overdrafts against fixed deposits and sweep-in facilities.
HDFC Bank Limited offers a comprehensive range of loan products to cater to different needs. These include personal, home, car, two-wheeler, business, educational, gold, consumer, and rural loans. The bank also provides loans against properties, securities, rental receivables, and assets. Furthermore, it offers loans for professionals, government-sponsored programs, and loans on credit cards. The bank also extends working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term and professional loans.
In addition to banking services, HDFC Bank Limited provides a wide array of cards including credit, debit, prepaid, and forex cards. The bank also offers payment and collection services, export and import services, remittance services, bank guarantee, letter of credit, trade services, hedging services, and merchant and cash management services. Customers can also access insurance and investment products through the bank.
HDFC Bank Limited caters to the diverse financial needs of its customers by offering services such as short-term finance, bill discounting, structured finance, export credit, loan syndication, and document collection services. The bank also provides online and mobile banking services, as well as wholesale and phone banking services. It offers various payment services including unified payment interface, immediate payment, national electronic funds transfer, and real-time gross settlement services. Additionally, the bank provides financial solutions for supply chain partners and agricultural customers.
As of March 31, 2022, HDFC Bank Limited had an extensive network of 21,683 banking outlets, 6,342 branches, and 18,130 automated teller machines spread across 3,188 cities/towns. The bank was incorporated in 1994 and is headquartered in Mumbai, India.