ESAF Small Finance Bank caters to various financial needs by providing loans for used and new cars, two and three-wheelers, light commercial vehicles, schools, personal expenses, lease rental discounting, education, dairy development, MSMEs, dream homes, clean energy projects, businesses, micro housing, gold, agriculture, and other purposes. The bank also offers salary overdrafts and loans against property, micro-finance services, payment services, national pension system, investment products, and mobile, internet, and SMS banking facilities.
Established in 1992, ESAF Small Finance Bank is headquartered in Thrissur, India. It operates as a subsidiary of ESAF Financial Holdings Private Limited.