For personal banking, City Union Bank provides various types of accounts such as savings, current, and salary accounts. They also offer different types of deposits including fixed, flexi fix, recurring, and tax saver deposits. Additionally, the bank caters to the banking needs of Non-Resident Indians (NRIs) by offering specialized NRI banking products and services.
In terms of lending, City Union Bank offers a comprehensive range of loans to meet the diverse needs of its customers. These include consumer loans, two and four-wheeler loans, home loans, educational loans, personal loans, agricultural gold loans, working capital loans, easy business loans, foreign currency loans, agricultural term loans, and small road transport operator loans. The bank also provides facilities such as cash credits, bank guarantees, letters of credit, bills finance, and gold-based overdrafts.
Furthermore, City Union Bank offers a range of international banking services including export and import services, remittance services, correspondent banking, and treasury risk management services.
To enhance customer convenience, the bank provides additional services such as locker facilities, automated teller machines (ATMs), cash deposit machines/bulk note acceptors, and point of sales services. They also offer demat and insurance products and services, as well as debit/prepaid and credit cards.
In terms of technology-driven services, City Union Bank provides cash management services, payment to government services, national electronic fund transfer services, immediate payment services, real-time gross settlement services, national automatic clearing house services, and other tech services.
As of March 31, 2022, City Union Bank operated through an extensive network of 727 branches, 1,732 ATMs (including 789 bulk note recycler machines), 610 passbook kiosks, and 589 cheque deposit kiosks.
City Union Bank Limited, formerly known as The Kumbakonam City Union Bank Limited, was established in 1904 and is headquartered in Kumbakonam, India. The bank has a rich history and continues to serve its customers with excellence and innovation in the banking sector.