Cholamandalam Investment and Finance Company Limited is a non-banking finance company that offers a wide range of financial services in India. The company operates in various segments, including Vehicle Finance, Loan Against Property, Home Loans, and Other loans.
Within these segments, Cholamandalam provides loans for two and three-wheelers, both new and used commercial vehicles, tractors, cars, multi-utility vehicles, and construction equipment. They also offer loans to automobile dealers and loans against properties.
Furthermore, Cholamandalam caters to the housing market by providing home loans for self-construction, the purchase of resale and new flats, independent houses, and ready-to-occupy homes. They also offer balance transfer facilities for existing home loans and mixed-use loans for residential and commercial purposes.
Additionally, the company provides various other financial services such as shop loans, business loans for micro, small, and medium enterprises, professional loans, personal loans, rural and agri-loans, and refinance against existing vehicles.
Cholamandalam also offers supply chain financing, term loans for capital expenditure, loans against shares, and funding on hypothecation of machinery for specific industries. They provide wealth management services including mutual funds, fixed deposits, bonds, debentures, PMS, insurance, sovereign gold bonds, and initial public offers.
Moreover, the company offers other unsecured loans and stock broking services for mutual funds, stocks, derivatives, exchange-traded funds, and bonds. They also provide internet broking, demat, and depository participant services.
In addition to these services, Cholamandalam provides online payment gateway services for e-commerce businesses, e-commerce solutions, and Payswiff, an omni-channel payment transaction solution.
As of March 31, 2022, Cholamandalam operated through a network of 1,145 branches. The company was incorporated in 1978 and has its headquarters in Chennai, India.
Within these segments, Cholamandalam provides loans for two and three-wheelers, both new and used commercial vehicles, tractors, cars, multi-utility vehicles, and construction equipment. They also offer loans to automobile dealers and loans against properties.
Furthermore, Cholamandalam caters to the housing market by providing home loans for self-construction, the purchase of resale and new flats, independent houses, and ready-to-occupy homes. They also offer balance transfer facilities for existing home loans and mixed-use loans for residential and commercial purposes.
Additionally, the company provides various other financial services such as shop loans, business loans for micro, small, and medium enterprises, professional loans, personal loans, rural and agri-loans, and refinance against existing vehicles.
Cholamandalam also offers supply chain financing, term loans for capital expenditure, loans against shares, and funding on hypothecation of machinery for specific industries. They provide wealth management services including mutual funds, fixed deposits, bonds, debentures, PMS, insurance, sovereign gold bonds, and initial public offers.
Moreover, the company offers other unsecured loans and stock broking services for mutual funds, stocks, derivatives, exchange-traded funds, and bonds. They also provide internet broking, demat, and depository participant services.
In addition to these services, Cholamandalam provides online payment gateway services for e-commerce businesses, e-commerce solutions, and Payswiff, an omni-channel payment transaction solution.
As of March 31, 2022, Cholamandalam operated through a network of 1,145 branches. The company was incorporated in 1978 and has its headquarters in Chennai, India.
