Customers can choose from various deposit products, including savings, salary, current, term, and tax saving deposits. Additionally, the bank provides a comprehensive range of loan options, such as home, education, vehicle, personal, pensioner, and top-up loans. It also offers specialized loan products like Pradhan Mantri Awas Yojana and loans against property.
Bank of India Limited caters to the needs of NRIs/PIOs by providing housing loans specifically designed for them. The bank also offers overdraft facilities against securities and loans against FCNR deposits. For corporate and MSME customers, the bank provides customized loan solutions.
Apart from traditional banking services, the bank offers cash management services, trade finance, online share trading, insurance products, mutual funds, portfolio management services, and a range of credit, debit, and prepaid cards. The bank also provides convenient services like remittance, online banking and payment, online income tax return filing, and ATM and kiosk services.
With a strong presence in India, Bank of India Limited operates 5,105 branches across the country. It also has 22 branches and 1 representative office internationally. The bank has a rich history, being incorporated in 1906, and its headquarters are located in Mumbai, India.