One of the key services provided by AU Small Finance Bank Limited is a diverse range of deposit accounts, catering to different customer needs. These include saving accounts, current accounts, salary accounts, senior citizen and NRI accounts, fixed deposit accounts, recurring deposit accounts, and COVID shield deposit accounts. Additionally, the bank offers debit and credit cards, as well as locker services to ensure the safety of customers' valuables.
In terms of lending, AU Small Finance Bank Limited provides an extensive array of loan options. These encompass car loans, two-wheeler loans, commercial vehicle loans, personal loans, tractor loans, home loans, gold loans, construction equipment loans, business loans, agriculture loans, and working capital loans. This comprehensive range of loan products caters to the diverse financial requirements of individuals and businesses.
Furthermore, AU Small Finance Bank Limited offers a range of insurance products, including life insurance, health insurance, general insurance, and motor insurance. The bank also provides investment options such as mutual funds and the national pension system, allowing customers to grow their wealth and plan for their future.
The bank's services extend beyond traditional banking products. AU Small Finance Bank Limited offers facilities like overdrafts, cash credits, bank guarantees, and letters of credit to support the financial needs of businesses. Additionally, the bank provides convenient digital banking services, including internet banking and mobile banking. It also offers collection and receivables services, as well as payment and other merchant payment services.
AU Small Finance Bank Limited is also actively involved in providing banking services to various government entities. This includes central government, state governments, central and state public sector undertakings, boards, defense organizations, urban local bodies, and other government departments. By catering to the unique requirements of government institutions, the bank plays a crucial role in supporting the functioning of the public sector.
As of March 31, 2022, AU Small Finance Bank Limited operated an extensive network of 692 bank branches, 210 correspondent banking outlets, 17 business correspondents, and 514 ATMs. This widespread presence ensures accessibility and convenience for customers across India.
Originally known as AU Financiers (India) Limited, the company underwent a name change in May 2017 and became AU Small Finance Bank Limited. Since its inception in 1996, the bank has been headquartered in